Hudson Valley Credit Union: Experience member-focused banking with Hudson Valley Credit Union – your financial partner for a stronger future.

Hudson Valley Credit Union operates as a not-for-profit financial cooperative, meaning it is owned by its members, not external shareholders. This structure allows us to reinvest earnings back into the credit union, resulting in benefits like lower loan rates, higher savings rates, and fewer fees compared to many traditional banks. Our primary focus is on the financial well-being of our members and the community, rather than maximising corporate profits.

Membership at Hudson Valley Credit Union is open to individuals who live, work, worship, or attend school in the counties we serve, or who are immediate family members of an existing member. To join, you typically need to open a savings account with a minimum deposit. You can apply online through our website or visit any of our branch locations to complete the membership application process.

Hudson Valley Credit Union provides a comprehensive range of financial services designed to meet diverse member needs. These include various checking and savings accounts, certificates of deposit, individual retirement accounts, and money market accounts. We also offer a wide array of lending solutions, such as mortgages, home equity loans, auto loans, personal loans, and credit cards. Additionally, members can access digital banking, financial advisory services, and business banking solutions.

Yes, your deposits at Hudson Valley Credit Union are federally insured by the National Credit Union Administration (NCUA) up to at least £250,000 per depositor. This insurance provides a robust layer of protection for your savings, similar to the FDIC insurance offered by banks. We also employ advanced security measures, including encryption and fraud detection systems, to safeguard your financial information and transactions.

To access your accounts online, you will need to use your HVFCU login credentials on our website or through the Hudson Valley Credit Union mobile banking application. If you are a first-time user, you will need to register for online banking, which typically involves verifying your identity and creating a username and password. Once logged in, you can view account balances, transfer funds, pay bills, and manage other banking services conveniently.

Absolutely. Hudson Valley Credit Union offers a variety of loan products to suit different financial requirements, including mortgages for home purchases, refinancing, and home equity lines of credit. We also provide competitive auto loans for new and used vehicles, personal loans for various needs, and credit cards. You can apply for a loan online through our secure portal, or speak with a loan officer at any of our branches for personalised assistance.

If you have forgotten your Hudson Valley Credit Union online banking password, navigate to the HVFCU login page on our website or mobile app. Look for the 'Forgot Password' or 'Reset Password' link. Clicking this link will guide you through a secure process to verify your identity and create a new password. For security reasons, you may need to provide specific personal information to confirm your identity before resetting your credentials.